Spooky season is upon us. It's all pumpkin-spiced lattes and woolly jumpers, and TV is filled with re-runs of classic horror movies. But a haunted house is haunted all year round, isn't it? Would you live in a haunted house?

It offers a tangible asset, long-term capital growth, and a steady income stream. While it isn't entirely risk-free, the potential rewards of owning rental property often outweigh the challenges, making it a favorite investment choice for many.

The property market fluctuates throughout the year, influenced by factors such as seasonal demand, market trends, and even the weather. If you’re looking to get the best deal, timing your purchase strategically is key—and the months of November and December could offer some of the best opportunities.

The dream of homeownership has long been a key goal for many in the UK, but in recent years, rising house prices have made that dream more elusive, especially for first-time buyers. Enter the 5% deposit scheme, a government-backed initiative aimed at making it easier for people to buy a home with just a 5% deposit, but act soon before it ends!