As the Bank of England prepares for its upcoming Monetary Policy Committee (MPC) meeting, uncertainty continues to ripple through the UK housing market. New research reveals a divided outlook among homeowners regarding where mortgage rates are headed over the next 12 months , showing how unpredictable the current financial climate has become.

The cost of moving home in the UK has always extended beyond deposits and mortgage repayments—but recent figures highlight just how significant one particular expense has become: Stamp Duty.

UK mortgage lenders have recently started increasing their mortgage rates, as concerns grow that the ongoing conflict in the Middle East could have a wider impact on the global economy. Financial markets are becoming more cautious that rising energy prices, particularly oil and gas, could push inflation higher again.

Not every home that goes on the market ends up sold but knowing the reasons why can be the difference between “listed” and “sold”.