The Bank of England has recently cut the base rate to 4%, the lowest level since early 2023. This move is designed to support the UK economy by making borrowing cheaper and stimulating market activity. But what does it actually mean for you—whether you’re looking to buy your next home or sell your current one?

Buying your first home is an exciting milestone, but it can also feel overwhelming. With so much to consider—budgets, mortgages, legal paperwork, and finding the right property—it’s easy to feel lost in the process. This guide outlines the key things every first-time buyer should know before taking that first step onto the property ladder.

Owning your own home is a milestone for many people in the UK, but if your credit history is less than perfect, the path to homeownership can feel daunting. The good news is that buying a house with bad credit is possible — it just requires more preparation, patience, and the right approach.

Owning a second home is a goal for many people in the UK. Whether it’s a cottage by the coast, a city flat for weekday convenience, or a buy-to-let investment to generate income, the idea of having an additional property is both exciting and rewarding. But it’s also a decision with layers of complexity compared to purchasing your first home.