As a tenant, one of the biggest questions you’ll face is whether to save money by choosing a cheaper property in a less desirable area or stretch your budget for a better location. It’s not a simple decision. Your choice can affect not only your monthly finances but also your quality of life, career opportunities, and even long-term wellbeing.

Buying a property in the UK is an exciting milestone, whether it’s your very first home, a move up the ladder, or an investment purchase. But beyond deposits, mortgage deals, and moving vans, there’s one unavoidable cost that catches many buyers off guard: taxes.

Whether you’re an accidental landlord (perhaps moving for work but keeping your home) or a seasoned property investor, setting the right rental price is critical. Get it wrong, and the impact can be costly—either through long void periods where the property sits empty or by undervaluing your property and missing out on thousands of pounds a year.

If your letting agent isn’t delivering, you don’t have to stay stuck. Switching agents is easier than many landlords realise and could protect your investment long-term. Here’s how the process works, and why September is the perfect time to act.