A new government scheme could help first-time buyers purchase with a deposit of just 2.5%. With more details expected at the October Budget, here’s what prospective buyers need to know.

The UK property market is showing signs of changing, with more family homes becoming affordable to households on average incomes. However, rising mortgage rates and ongoing financial uncertainty continue to influence how buyers, sellers and landlords approach their next move.

The UK housing market remained subdued in August, with house prices edging up by 0.2% over the month and annual growth sitting at 1.6%, according to Nationwide's latest House Price Index.

If moving is starting to feel more realistic, September is a useful time to prepare. Understanding your budget, priorities and local property search now could make things much easier when the right home appears.