The latest figures from UK Finance offer a fascinating snapshot of the UK’s buy-to-let sector as we moved through the final quarter of 2025. On the surface, the numbers paint a picture of growth and resilience—but as with much of today’s property market, the reality is more nuanced. Activity is up, but confidence remains cautious.
For tenants, April is a useful point to pause and plan. With rents still rising across the UK and the first phase of rental reform approaching in England, this is a good time to review your budget, renewal options and next move.
As borrowing costs climb back to levels last seen in late 2023, landlords are being forced to rethink not only how they finance their portfolios, but how they sustain profitability in a more challenging and complex market.
As we move through May 2026, buyers are seeing more homes come to market, but affordability still matters. Here is what today’s mix of greater choice, steady demand and higher mortgage costs means if you are planning a move.