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The UK housing market continues to evolve, and recent data reveals a significant shift in how homes are owned and occupied across the country. According to new research by Savills, the UK’s private rented sector (PRS) recorded its largest decline this century in 2025, falling by £48 billion in value as many buy-to-let landlords exited the market.
April is the final window for landlords in England to prepare for the first phase of the Renters’ Rights Act. With the new tenancy regime starting on 1 May 2026, now is the time to review paperwork, processes and whether self-management still feels realistic.
As we move through May 2026, buyers are seeing more homes come to market, but affordability still matters. Here is what today’s mix of greater choice, steady demand and higher mortgage costs means if you are planning a move.
UK mortgage lenders have recently started increasing their mortgage rates, as concerns grow that the ongoing conflict in the Middle East could have a wider impact on the global economy. Financial markets are becoming more cautious that rising energy prices, particularly oil and gas, could push inflation higher again.