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As borrowing costs climb back to levels last seen in late 2023, landlords are being forced to rethink not only how they finance their portfolios, but how they sustain profitability in a more challenging and complex market.
For tenants, April is a useful point to pause and plan. With rents still rising across the UK and the first phase of rental reform approaching in England, this is a good time to review your budget, renewal options and next move.
UK mortgage lenders have recently started increasing their mortgage rates, as concerns grow that the ongoing conflict in the Middle East could have a wider impact on the global economy. Financial markets are becoming more cautious that rising energy prices, particularly oil and gas, could push inflation higher again.
The latest figures from UK Finance offer a fascinating snapshot of the UK’s buy-to-let sector as we moved through the final quarter of 2025. On the surface, the numbers paint a picture of growth and resilience—but as with much of today’s property market, the reality is more nuanced. Activity is up, but confidence remains cautious.