The UK housing market has entered the final part of the year on a cautious but surprisingly resilient footing, with house prices remaining unchanged in September despite continued pressure from mortgage rates, household costs and wider economic uncertainty.

The UK housing market remained subdued in August, with house prices edging up by 0.2% over the month and annual growth sitting at 1.6%, according to Nationwide's latest House Price Index.

A move often starts long before a property is officially listed. If selling within the next few months is becoming a realistic possibility, September is a good time to work out what needs to happen first.

The future of the United Kingdom is once again being discussed, with the First Ministers of Scotland, Wales and Northern Ireland meeting in Cardiff to discuss closer cooperation, economic issues, energy, Europe and wider constitutional questions.