The UK property market is known for its ups and downs — and when things start to slow, many sellers begin to worry. Fewer enquiries, longer listing times, and more cautious buyers can make it feel like selling your home is suddenly an uphill battle.

As we head towards the end of the year, it’s clear that the Birmingham property market is entering a period of transition. Both the sales and rental sectors are showing noticeable shifts, and understanding what’s happening right now can help buyers, sellers, landlords, and tenants make smarter decisions heading into 2026.

Investing in Houses in Multiple Occupation (HMOs) can be one of the most rewarding property strategies in the UK — but it’s also one of the most regulated. In Birmingham, in particular, the rules have tightened over the past couple of years, so entering this market in 2025 requires careful planning and understanding of the local landscape.

The November Budget has introduced several tax changes that are set to influence affordability, buyer behaviour and long-term property planning across the UK. With rising household pressures and a new levy on homes over £2 million, both buyers and sellers will need to think more strategically about their next steps.