The UK property market is showing signs of changing, with more family homes becoming affordable to households on average incomes. However, rising mortgage rates and ongoing financial uncertainty continue to influence how buyers, sellers and landlords approach their next move.

There are significant changes ahead for landlords and the private rented sector in England, with the Government now providing greater clarity around the introduction of the new national rental property registration service.

Following the Chancellor's Budget on 28 October 2026, buyers, homeowners and landlords will be looking closely at what the announcements mean for their finances and future property plans.

The UK mortgage market is moving once again, with a number of major lenders increasing their mortgage rates as wholesale funding costs and swap rates rise. For anyone planning to buy, sell, remortgage or invest in property, this is an important development to keep an eye on.