The latest developments in borrowing costs have undoubtedly introduced a new layer of caution into the UK housing market. However, while headlines may suggest uncertainty, the reality on the ground tells a more balanced story—one of resilience, adaptation, and continued opportunity.

UK mortgage lenders have recently started increasing their mortgage rates, as concerns grow that the ongoing conflict in the Middle East could have a wider impact on the global economy. Financial markets are becoming more cautious that rising energy prices, particularly oil and gas, could push inflation higher again.

February is always an interesting turning point in the property calendar. The festive slowdown is well behind us, the days are visibly getting longer, and that familiar buzz is starting to creep back into the market. Let’s break down what’s happening in the UK property market this month and what it means for buyers, sellers, landlords, and tenants.

Many Landlords feel they’re “up to date” with compliance – gas safety, electrical certificates, EPC ratings – the usual checklist. But there’s one upcoming change that could quietly catch a lot of landlords off guard in 2026: the shift towards mandatory higher energy efficiency standards for rental properties under the government’s EPC reforms.