Owning your own home is a milestone for many people in the UK, but if your credit history is less than perfect, the path to homeownership can feel daunting. The good news is that buying a house with bad credit is possible — it just requires more preparation, patience, and the right approach.

If you’re hoping to be in your new home by Christmas, time is running out. With UK sale timelines now topping 200 days from listing to completion, September may be your last chance to start the process. Here’s what you need to know before it’s too late…

Buying a house is one of the biggest financial commitments most of us will ever make. With so many factors to consider, it’s easy to feel overwhelmed during the search. Beyond the excitement of décor and style, it’s the key features and fundamentals that make the difference between a dream home and a costly mistake.

This guide covers everything you need to know about getting your first mortgage — from improving your credit score to picking the right deal — so you can approach the process with confidence.