The Bank of England has recently cut the base rate to 4%, the lowest level since early 2023. This move is designed to support the UK economy by making borrowing cheaper and stimulating market activity. But what does it actually mean for you—whether you’re looking to buy your next home or sell your current one?

In August 2025, the Bank of England’s Monetary Policy Committee (MPC) voted by a narrow 5–4 majority to reduce the official Bank Rate from 4.25% to 4%. This is the lowest interest rate since March 2023 and marks the fifth consecutive cut since August 2024. For homeowners considering selling, this change could represent a golden opportunity.

Owning your own home is a milestone for many people in the UK, but if your credit history is less than perfect, the path to homeownership can feel daunting. The good news is that buying a house with bad credit is possible — it just requires more preparation, patience, and the right approach.

This guide covers everything you need to know about getting your first mortgage — from improving your credit score to picking the right deal — so you can approach the process with confidence.

For most the dream of owning a property can feel just out of reach—especially with rising house prices and cost of living pressures. Shared ownership is one scheme that aims to bridge the affordability gap and help people get a foot on the property ladder. But what exactly is shared ownership, and is it the right move for you? Let's break it down.

Relocating to a new home is a major milestone – exciting, full of potential, but often stressful, especially when children are involved. From saying goodbye to familiar surroundings to adjusting to a new school, moving can be overwhelming for little ones and parents alike.

Ever heard the term 'gazumping' and wondered what it meant? This common UK property headache can turn your dream home into a nightmare. Let us explain what it is and, more importantly, how you can steer clear of it.

Buying your first home is an exciting milestone, but it can also feel overwhelming. With so much to consider—budgets, mortgages, legal paperwork, and finding the right property—it’s easy to feel lost in the process. This guide outlines the key things every first-time buyer should know before taking that first step onto the property ladder.

Renting a new home can be an exciting fresh start—but it’s important to know what you’re getting into. Whether you’re moving into your first rental or switching properties, understanding what to look for can save you stress, money, and future headaches. Here’s a detailed guide to what every tenant should check before signing on the dotted line.

Buying your first home is an exciting milestone, but it can also feel overwhelming. With so much to consider—budgets, mortgages, legal paperwork, and finding the right property—it’s easy to feel lost in the process. This guide outlines the key things every first-time buyer should know before taking that first step onto the property ladder.

Selling your home can feel like a daunting process, but with some careful preparation, you can give yourself the best possible chance of attracting the right buyer and achieving a smooth, successful sale. From creating the right first impression to dealing with those little jobs you’ve been meaning to do for years, here’s how to get your home market-ready.

Buying or selling a home in the UK can be an exciting time—but also a stressful one, particularly when you're part of a property chain. While it's often unavoidable, being in a chain introduces multiple dependencies.