April is the final window for landlords in England to prepare for the first phase of the Renters’ Rights Act. With the new tenancy regime starting on 1 May 2026, now is the time to review paperwork, processes and whether self-management still feels realistic.

As borrowing costs climb back to levels last seen in late 2023, landlords are being forced to rethink not only how they finance their portfolios, but how they sustain profitability in a more challenging and complex market.

Recent headlines have painted a picture of landlords rushing to evict tenants ahead of the Renters’ Rights Act—but the reality, looks different. New research suggests that just 1 in 10 landlords (9%) who are actively asking tenants to leave are doing so directly because of the upcoming legislative changes. So, what is happening behind the scenes?

UK mortgage lenders have recently started increasing their mortgage rates, as concerns grow that the ongoing conflict in the Middle East could have a wider impact on the global economy. Financial markets are becoming more cautious that rising energy prices, particularly oil and gas, could push inflation higher again.