The last few months of the year are traditionally an interesting period for the UK property market. For buyers and sellers alike, it’s often a season of contrasts: while some buyers are keen to secure a move before Christmas or early in the new year, others prefer to wait until spring, traditionally the busiest season for housing activity.

This guide covers everything you need to know about getting your first mortgage — from improving your credit score to picking the right deal — so you can approach the process with confidence.

When it comes to selling your home, small improvements can make a big difference to the final price you achieve. The good news is that you don’t always need a full renovation. With a few cost-effective upgrades, you can boost your property’s appeal and attract more motivated buyers.

The Bank of England has recently cut the base rate to 4%, the lowest level since early 2023. This move is designed to support the UK economy by making borrowing cheaper and stimulating market activity. But what does it actually mean for you—whether you’re looking to buy your next home or sell your current one?