Having an offer accepted on a property should feel like a major milestone. But getting from “offer accepted” to “completion” can sometimes feel like a very different story. New research suggests that conveyancing is now seen by many homebuyers as one of the biggest obstacles to a smooth property transaction — even more so than property chains.

The UK property market continues to evolve, but for many aspiring homeowners, getting a mortgage can still feel like one of the biggest obstacles to moving forward. While traditional mortgage applications often focus on a regular salary and straightforward employment history, an increasing number of people now earn their income in different ways.

Buy-to-let were once considered an attractive route to building long-term wealth, owning rental property has become increasingly challenging for many landlords due to rising mortgage costs, changes to taxation and an expanding range of regulatory responsibilities.

The UK housing market has entered the final part of the year on a cautious but surprisingly resilient footing, with house prices remaining unchanged in September despite continued pressure from mortgage rates, household costs and wider economic uncertainty.