MECS Proper-T Podcast Ep.02 | Mortgages & Protection with Sam Norris


More households are reassessing space in early 2026. If your home feels tighter than it once did, this spring may offer the right conditions to move up.
For many buyers and sellers across the UK, the excitement of agreeing a sale is quickly followed by a frustrating reality: the long wait to completion. It’s a question we hear time and time again—why does buying a home take so long? And perhaps more importantly, who is actually responsible? Data suggests one of the main factors is conveyancing.
As borrowing costs climb back to levels last seen in late 2023, landlords are being forced to rethink not only how they finance their portfolios, but how they sustain profitability in a more challenging and complex market.
The latest figures from UK Finance offer a fascinating snapshot of the UK’s buy-to-let sector as we moved through the final quarter of 2025. On the surface, the numbers paint a picture of growth and resilience—but as with much of today’s property market, the reality is more nuanced. Activity is up, but confidence remains cautious.