For many people across England, getting onto the property ladder can feel like a difficult balancing act. Now, the Government has announced a new initiative that could change the conversation for some first-time buyers.

Having an offer accepted on a property should feel like a major milestone. But getting from “offer accepted” to “completion” can sometimes feel like a very different story. New research suggests that conveyancing is now seen by many homebuyers as one of the biggest obstacles to a smooth property transaction — even more so than property chains.

The UK property market continues to evolve, but for many aspiring homeowners, getting a mortgage can still feel like one of the biggest obstacles to moving forward. While traditional mortgage applications often focus on a regular salary and straightforward employment history, an increasing number of people now earn their income in different ways.

A move often starts long before a property is officially listed. If selling within the next few months is becoming a realistic possibility, September is a good time to work out what needs to happen first.