The latest figures from UK Finance offer a fascinating snapshot of the UK’s buy-to-let sector as we moved through the final quarter of 2025. On the surface, the numbers paint a picture of growth and resilience—but as with much of today’s property market, the reality is more nuanced. Activity is up, but confidence remains cautious.

April is the final window for landlords in England to prepare for the first phase of the Renters’ Rights Act. With the new tenancy regime starting on 1 May 2026, now is the time to review paperwork, processes and whether self-management still feels realistic.

Recent headlines have painted a picture of landlords rushing to evict tenants ahead of the Renters’ Rights Act—but the reality, looks different. New research suggests that just 1 in 10 landlords (9%) who are actively asking tenants to leave are doing so directly because of the upcoming legislative changes. So, what is happening behind the scenes?

As borrowing costs climb back to levels last seen in late 2023, landlords are being forced to rethink not only how they finance their portfolios, but how they sustain profitability in a more challenging and complex market.