Buying or selling a home in the UK can be an exciting time—but also a stressful one, particularly when you're part of a property chain. While it's often unavoidable, being in a chain introduces multiple dependencies.

Owning your own home is a milestone for many people in the UK, but if your credit history is less than perfect, the path to homeownership can feel daunting. The good news is that buying a house with bad credit is possible — it just requires more preparation, patience, and the right approach.

Relocating to a new home is a major milestone – exciting, full of potential, but often stressful, especially when children are involved. From saying goodbye to familiar surroundings to adjusting to a new school, moving can be overwhelming for little ones and parents alike.

In August 2025, the Bank of England’s Monetary Policy Committee (MPC) voted by a narrow 5–4 majority to reduce the official Bank Rate from 4.25% to 4%. This is the lowest interest rate since March 2023 and marks the fifth consecutive cut since August 2024. For homeowners considering selling, this change could represent a golden opportunity.